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How do I buy a property at a foreclosure sale?
 
DISCLAIMER: foreclosuresnow.com assumes no liability for the information provided herein and this information may not be correct when applied to your specific situation. Moreover, the information provided is not intended to create an attorney/client relationship and shall not be construed as legal advice.
 
While the process varies by state and county, and you will need to determine the exact procedures applicable to foreclosure sales in your state, below is a list of typical steps:
  1. Determine the exact time and location of the sale. You may contact either the sheriff or county clerk to get this information. You may also contact the foreclosure attorney who is handling the sale. Contact us to obtain the foreclosure attorney information.
  2. Determine the maximum amount you would be willing to pay for the property.
  3. Secure funds or get approved for a loan.
  4. Attend the foreclosure sale. When you arrive, you may be asked to register as a potential bidder.
  5. Bid on the property of your choice. Once the sale has started, someone will mention a property address and a minimum bid. If you bid and are the highest bidder, the house will be yours, subject to applicable state and federal rules, including but not limited to those regarding eviction of any current occupants and redemption rights.
Note: Each county has different rules regarding the amount of money that must be paid on the day of the sale. Some counties may require very little money down while others require up to 100% of the purchase price on the day of the sale. To find out what the requirements are in your county, contact the county clerk or the attorney handling the foreclosure for the property you are interested in. Contact us to receive the name and contact information of the attorney handling the foreclosure.